Smash

If our lovely new cat Leeo would not have managed to get himself locked in a neighbor's garage last night, then I would not have had to go rescue him and could have left for work earlier today... and therefore not ended up in front of a pick-up truck with a huge grill on the front that rear-ended me and smashed in our new van.  Fun times.

Update: $5000 later (luckily all covered by the other guy's insurance), we have our van back and normal.